Clio Bureau Disputing offers specialized services to help consumers dispute inaccuracies on their credit reports with the three major credit bureaus: TransUnion, Equifax, and Experian. Utilizing provisions within the Fair Credit Reporting Act (FCRA), Clio Bureau Disputing works to ensure that clients' credit reports reflect accurate and f
Clio Bureau Disputing offers specialized services to help consumers dispute inaccuracies on their credit reports with the three major credit bureaus: TransUnion, Equifax, and Experian. Utilizing provisions within the Fair Credit Reporting Act (FCRA), Clio Bureau Disputing works to ensure that clients' credit reports reflect accurate and fair information. Through a thorough review process, the team identifies errors or outdated information, then initiates disputes with each bureau on the client’s behalf, advocating for correction or removal of any unverifiable items to improve credit report accuracy.
Clio Court Responses & Collections provides comprehensive services for individuals involved in debt collection cases. Our team drafts unlimited court responses and motions tailored to each case, ensuring timely and effective representation in line with state-specific debt collection laws and Fair Credit Reporting Act (FCRA) statutes. In a
Clio Court Responses & Collections provides comprehensive services for individuals involved in debt collection cases. Our team drafts unlimited court responses and motions tailored to each case, ensuring timely and effective representation in line with state-specific debt collection laws and Fair Credit Reporting Act (FCRA) statutes. In addition to managing court filings, we offer debt validation services, challenging the accuracy and legitimacy of the debt by demanding proof from creditors. This dual approach helps protect consumer rights, counter improper collection practices, and work toward favorable case outcomes.
Since 2018, United Funding Logistics, LLC has been dedicated to disputing inaccurate, outdated, and unverified information on our clients' credit reports, delivering tremendous results. We are proud to serve over 16,000 clients who, collectively, carry more than $30 million in collection debt. Why is this significant? UFL is primarily a credit restoration company, but as CEO, I chose to assist clients with collection validations—a decision that has brought considerable challenges. Despite these difficulties, I remained committed to supporting my clients.
In 2021, Atlas Consumer, a law firm in Chicago, reached out, offering to help some of our clients. Atlas did an outstanding job, successfully obtaining payouts for several clients due to FCRA violations. However, clients who had paid a one-time fee to UFL became increasingly demanding, contacting the law firm over any minor issue. Despite the challenges, Atlas achieved excellent results for many of our clients.
Fast forward to 2023, another firm contacted me, recognizing the high number of FCRA violations affecting many of our clients across the three credit bureaus and various collection agencies. I agreed to assist my clients with these issues, a decision I now consider the most difficult of my career. While I face daily challenges, I remain committed to helping our clients.
To all current clients: if you would like a refund for our services, please click the "Process My Refund Now" link. Please note, by opting for a refund, you will also sign the OPT-OUT agreement, which reads:
"I am a current client of United Funding Logistics, LLC, and I wish to formally OPT-OUT of the FCRA complaint filed on my behalf. I also request a refund of the amount I have paid for services related to this complaint. I understand that by opting out, I am relinquishing my rights to be included in any future payouts or settlements that may arise from this complaint."
Thank you for your understanding and trust in UFL.
PLEASE OPT-OUT HERE.
In today's ever-changing economy, maintaining financial stability can feel like an uphill battle. Rising costs of living, unexpected emergencies, and past financial missteps often combine to create a daunting landscape. When it comes to credit restoration, it’s not just about fixing a number or improving a score—it’s about regaining control over your financial future. And let’s be honest: that can be hard.
But here’s the truth many don’t realize—financial and credit management is 80% behavior and only 20% know-how. It’s not just about learning the right financial strategies or getting educated on credit terms. While that knowledge is essential, it plays a supporting role. The primary factor in financial well-being is *you*. The choices you make, the habits you build, and the discipline you cultivate have a far greater impact on your financial health than any piece of information you could gather.
This is good news because it means that no matter what your financial situation looks like today, you hold the power to change it. Financial freedom is not reserved for those who have perfect credit or large bank accounts. It’s for those who are willing to change their behavior, prioritize their goals, and take intentional steps toward their dreams.
Yes, rebuilding your credit and learning financial discipline requires effort and commitment. There will be sacrifices and setbacks along the way, and the journey won’t always be smooth. But every step forward, no matter how small, gets you closer to the life you envision.
You are in control of your financial behavior. You have the power to decide how you spend, save, and manage your money. With the right mindset, you can transform your financial future and not just survive in today's economy but thrive.
So, as you embark on the journey of credit restoration and financial growth, remember this: the key to success lies within you. You already have 80% of what it takes to be financially successful. The rest? That’s just learning the tools that will help you on the way.
Your behavior will be your strongest asset—embrace it, harness it, and let it guide you to financial freedom.
Summons Response, Arbitration & Default Judgment Packages For Pro Se Litigants Are Prepared By Our Sister Company UFL Debt Settlement.